Money: A Changed Perspective

It's amazing how age changes your perspective.

When I was young, getting a new car or house excited me. It gave me the, "See, I'm doing pretty good," feels.

You know how folk would prophesy in church that you'd get those things? They had to give me some space because those were dance moments! 😁

Now? A new car...the first word that pops into my head is DEBT.  A new house? A LOT of DEBT. 😁

A prophesy?  I want the particulars because I need clarification:

1. Will the items be at no cost?

2. If they are free, will I have to pay taxes on the gifts? 😁 

I won a nice item in the past and was contacted close to tax time with instructions on how to report the gift to the IRS when I filed. 😕So...I need to know. 

I'm not saying I'll never buy a new car or house again, but when I do, I'll go about it differently so I won't be burdened with heavy, unwieldy, and unnecessary debt. 

In my youth, I didn't really care about debt. I wanted what a wanted and got it...along with the chains of debt.

Now, I don't have to have the biggest or the best. All I need is satisfaction and comfort in my choice. That's a money saver right there.

I no longer find "bling" debt acceptable. Reasonable necessary debt is not wanted but it's tolerable.

Mixing up want and need will cause a drag on your wallet.  You have to keep them straight. BUT I don't care what anybody thinks, blue crabs 🦀 are a need, not a want. 😁

There are a lot of wealthy people around us, but you'd never know it. They don't "bling" nor do they front. They live quiet, fiscally responsible lives. Some of them got there one paycheck at a time.

In my youth, I admired folk who shouted their wealth by the clothes/jewelry they wore or things they purchased. Now, I respect and admire the discipline of the "quiet" wealthy.

I'll just throw this out there: Seeding/giving is awesome! BUT where you give is important for seeding into bad soil will give you no return. It took me a long time to really get that one.

If I only knew back then, what I know now...

We live and learn...or should.


Comments

Post a Comment

Popular posts from this blog

Blog Spotlight - Vonda Skelton

Image
Vonda Skelton is an entertaining speaker with a heart for women and their families. Her first women's book, Seeing through the Lies: Unmasking the Myths Women Believe , "takes a hilarious look at all things female as we search for truth in a counterfeit world." Her first two books are part of the Bitsy Mystery Series for children 8-14 years old. The third book in the series, Bitsy and the Mystery at Hilton Head Island, will be released in the spring of 2008. An RN and freelance writer, Vonda's articles frequently appear in magazines such as HomeLife, Christian Single, Focus on the Family publications, and New Man Magazine . An award-winning playwright and lyricist, her scripts have been performed in churches around the country. She is a frequent instructor at writer's conferences and enjoys mentoring and encouraging new writers. As one who tries--and often fails--to be like Christ, Vonda is thankful God continues to take her messes and use them for His glory! See...
Read more
The Confessions of Mae B. Yew I've Got a Man! June 03, 2010 The last time we spoke I was sportin’ a goose egg on my forehead (compliments of Momma). If you missed my last confession, you can find it at Momma and the Goose Egg . Shortly after I lost my mind and blew up at Momma, I apologized because I was wrong. I don’t know how ya’ll were raised, but I was taught to never ever disrespect my momma. Do you know what she did? Momma kissed my goose egg and said, “Baby, I’m sorry I put this thing on your beautiful face.” She hugged me real tight, and her gardenia perfume drifted over me in a loving, fragrant cloud. That was sweet wasn’t it? Wait. There’s more. Then she said, “But if you ever speak to me like that again, I’ll knock you into tomorrow, then love on ya just like this when you come to.” What can I say? That’s my momma. Enough about Momma and my goose egg. Ya’ll, I’ve got a man! When I became a Christian, I’m not sure what happened. Men of substance stopped coming near me, an...
Read more